(repost from another similar topic)
Dalbey is certainly not telling the truth. Hearing about a opportunity that required "no investment" sounded good. Upon receiving the materials it became quickly apparent that Dalbey is a boldfaced liar. Most of the training materials address the marketing aspect of finding note sellers. *All* of the methods require some cash investment whether it be post cards, flyers, brochures, telemarketing. The television ad makes it sound as if one only need do the research to find and post notes, then you'll get paid for finding them.
I contacted Dalbey, and they did in fact give me an RMA to return the kit but they insist I return them as my own time and expense even though they are the ones misrepresenting the product. Upon filing a BBB complaint, his staff only reiterated their ridiculous lies in their reply.
Do not believe a word Dalbey and his gang have to say about this being a business opportunity that requires no investment, nor should you believe it's as simple as it's made out to be on the informercial. If you have a couple grand to invest in a marketing campaign, maybe you can make money finding notes for sale, but then again maybe not. What I can say is that Dalbey is certainly lying in his infomercial, thus destroying his credibility as to the other claims too.
I am willing to join and/or cooperate with anyone seeking legal actions against Russ Dalbey, Dalbey Education or any affiliated operations.